Credit cards: get paid

The preferred method to accepting payments online is by credit cards. 98% of all impulse internet sales are made with credit cards. You have several choices when it comes to collecting money via CC's. We will discuss your options below.

Accepting credit cards on your business website used to be a major problem for many everyday merchants. There used to me limitations on who can accept credit cards based on your own credit rating and other important factors which would delay your business. Besides that, the fees were outrageous and often an issue.

Many things have changed since I started on the internet in 1997. In fact it seems to be a whole new world. Accepting credit card is traditionally done though a merchant account. You either have equipment in your office or you do it digitally online in real time. The preferred method is digitally because you can process credit cards in real time and give your customer a conformation almost instantly.

The easiest way to being accepting credit cards today is with a service called paypal. Paypal will allow anyone to accept payments in real time on the internet. You do not have to go through a lengthy credit check or worry about any other delays. You can immediately begin making money. It cost nothing to start. You pay paypal a small fee per transaction. You can read more about it on their web site.

A large majority of buyers already have a paypal account. You will predominantly see this on ebay since ebay owns paypal. Most ebay buyers and sellers use paypal regularly.

If you are going to use a standard merchant account you will also have to secure your site with a secure seal so that your customers CC info remains private.

What good is accepting credit cards if nobody visits your site right? Moving on to the all important topic of promoting your website.

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